What is Assisted Living?

Assisted living is a type of community to provide seniors with medical or personal care on a daily basis, freeing up time for the more important things in life. Assisted Living communities typically offer a variety of floor plans to fit the residents needs ranging from individual rooms to apartments or shared spaces with other residents. Residents are able to maintain independence while still receiving help with daily tasks in a home-like environment.

Some communities even offer premier amenities, services, and activities for residents to promote security, safety, and companionship.

Pricing for Assisted Living ranges from community to community. Some communities accept Medicare, Medicaid, and private insurances, but some are private pay. Private-Pay means they do not accept Medicare, Medicaid, or private insurances, so you would have to pay out of pocket.

Assisted Living is a great option for those who are getting older and do not want to or cannot live on their own, but would still like to maintain independence. Living in an Assisted Living Community means being surrounded by like-minded people to socialize and stay active with, and having the security of knowing you have the extra help you need.

What Type of Services Do Assisted Living Communities Provide?

The types of amenities available from any senior living community will vary greatly and all depend on the amount that facility charges monthly for rent and care. You get what you pay for is the old adage and its certainly true for the senior care industry. The higher the cost, the more benefits are available to the residents. Unless the community is all-inclusive you may find they will charge monthly fees for medication management, bathing, incontinence assistance, transportation, wellness checks, and specialized therapies. Other programs that enhance the quality of life for residents, like art and pet therapy, computer or music lounges, and community outings are often offed and should be listed in their community brochure.

Typical Amenities

Typical Services

Paying for Care

There are many types of funding and financial assistance that seniors can obtain to pay for assisted living. It is important for seniors and their families to consider the options available to them. Make sure to consult a trusted financial advisor and perhaps an elder law attorney before taking risks with investments or assets. In addition to offering free benefits counseling and information about government programs such as Medicaid, local Area Agencies on Aging also provide information about other resources.

$48,000 Average Yearly Cost

This is less than the average cost for homemaker services ($48,048) or a home health aide ($50,336). The majority of assisted living residents use some form of private funds to pay for care.

48% are Medicaid Certified

A little more than 16.5% of residents rely on Medicaid to pay for daily services. Medicaid does not pay for room and board costs. Each state varies on whether it covers assisted living services.

Medicare

Medicare does not cover assisted living services, but most residents are beneficiaries, making Medicare issues (hospitalizations, medications, therapy services, etc.) important to assisted living providers.

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We understand the decision to place your loved one in an assisted living community is often overwhelming, however necessary. When it comes to the care necessary for those who can no longer safely care for themselves, Senior Living Communities Near You is available to assist with the resources you need to make the best decision for you and your family. They offer advisors who will help you walk through the process of selecting the right community. Take a look at their info sheet on Assisted Living.
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